| Financial Inclusion - access to advice, banking and credit for everyone |
The aim of financial-inclusion.co.uk is to see everyone have access to appropriate financial products, and the confidence and capability to use them to make a positive difference to their lives. financial-inclusion.co.uk is a financial comparison site for consumers to purchase financial services products such as general insurance, credit cards, loans and savings accounts. Many people, particularly those living on low incomes, cannot access mainstream financial products such as bank accounts and low cost loans. This financial exclusion imposes real costs on individuals and their families, often the most vulnerable people in our society. It also has costs for the communities in which they live. For many families debt means that substantial parts of their weekly income are spent on servicing loans, and usually for goods already consumed, such as food, petrol or clothing. The consequences of servicing high levels of debt are financially crippling, and have disastrous effects on these families’ health and wellbeing. Access to affordable and available credit would go some way to ameliorating this situation. The lack of access to affordable credit leads to unaffordable debt for low-income households. This debt has social and economic consequences, including higher incidence of depression, poor health, relationship break-ups, crime and unavailability for paid work. Aims of financial-inclusion.co.uk - Focus on more than just price. Product features and service measures should also be included.
- Provide best buy tables that are truly comprehensive.
- Give more advice to customers - making the service open to more than just the financially aware.
- Provide more education for the less financially aware.
- Warn customers about potential damage to their credit ratings.
- Offer more than a “one size fits all” approach so customers can pick according to need.
- Provide specialist support for the less well-off and those with poor credit records through leading advice agency The UK Insolvency Helpline.
All debts start life under control, but things can change. That’s when you need debt help and the best advice on which debt solution would be right for you. You may also want to know what’s involved in an IVA (Individual Voluntary Arrangement), Debt Consolidation, Debt Management, Bankruptcy or other financial advice. The UK Insolvency Helpline is the leading provider of free and impartial debt advice on serious debt problems. Based on statistics compiled by The Insolvency Service we’re also the UK’s number one provider of IVAs (Individual Voluntary Arrangements). With larger amounts, an IVA can bring down repayments, freeze interest and end the hassle and stress caused by people chasing you for money. financial-inclusion.co.uk has identified several financial organisations who offer competitive deals to the public. Many of the them are listed on this detailed web site resource- Tesco Health Insuance Insure and Go Travel Insurance Petplan Pet insurance Saga Home Insurance Approved Car Finance - Car Finance Provider Experian "Credit Expert" credit checking service Experian "Credit Expert" credit checking service Equifax Credit checking service JS Travel Insurance Ucan car credit Post Office various services: Car insurance, credit card, home insurance, travel insurance, Travel Money card, van insurance Simply Switch to reduce household and utility bills Capital One Bank Saving account The Cooperative Insurance Services American Express Credit Cards Amreican Express Travel Insurance Nationwide Home Insurance Swiftcover Insurance AA Commercial Vehicle Insurance AA Home Insurance AA Motor Insurance AA Motorcycle Insurance AA Travel insurance Nationawide Uswitch.com Zurich Insurance Egg Crecit cards Compare the market car and Van insurance Columbus Direct travel insurance Approved Car Finance Abbey Personal Unsecured Loans Bank of Scotland Personal Unsecured Loans Eskimo Personal Unsecured Loans with PPI Eskimo Personal Unsecured Loans without PPI Halifax Unsecured Personal Unsecured Loans Lead Bay Unsecured Personal Loans for Tenants Liverpool and Victoria Personal Unsecured Loans Marks and Spencer Personal Unsecured Loans Moneyback Bank Personal Unsecured Loans Northern Rock Personal Unsecured Loans without PPI Northern Rock Persoanal Unsecured Loans with PPI Insurancewide Breakdown Insurance RAC breakdown cover Alliance & Leicester Premier Current bank Account Alliance & Leicester Premier Direct Current bank Account Citibank Direct Current bank Account HSBC Current bank Account HSBC Current bank Account Plus Smart Quotes Travel Money exchange rate service AA Car Insurance Argos Pet Insurance Barclays Home Insurance Bennets Motorbike Insurance Click Life Insurance Endsleigh Car Insurance Endsleigh home Insurance Endsleigh landlord Insurance Endsleigh student posessions Insurance Endsleigh tenant Insurance Endsleigh travel insurance Health-On-Line Health Insurance Health-On-Line Health Insurance HSA Health insurance Plan HSA Health medical insurance Plan HSBC Home Insurance Insurancewide Mortgage Payment Protection Insurance Insurancewide Mortgage house Insurance Insurancewide Mortgage income Protection Insurance nsurancewide Mortgage life broker search Insurancewide Mortgage motor Insurance Insurancewide Mortgage motorbike Insurance Insurancewide Mortgage pet insurance Insurancewide Mortgage travel Insurance Insurancewide Mortgage white label life Insurance Kwik-Fit Car Insurance Legal & General Life insurance Marks & Spence Life Insurance Marks & Spence annual travel Insurance Marks & Spence home Insurance Marks & Spence motor Insurance Marks & Spence pet Insurance Marks & Spence single travel Insurance Marks & Spence wedding Insurance Nationwide Home Insurance Smart-Quotes Life Broker Search Torquil Clark Life Insurance Zurich Car Insurance Zurich Home Insurance
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